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Picking Up the Pieces
When a severe storm hits, the aftermath can feel overwhelming—fallen trees, missing shingles, water damage, and scattered debris are common sights. Whether it’s wind, hail, flooding, or a combination of elements, restoring your property to its pre-storm state takes time, effort, and a clear plan. Here’s a practical guide to help you get started, plus a couple of helpful tips to better prepare for next time.
Step 1: Stay Safe and Assess the Damage
Before anything else, make sure it's safe to go outside. Watch out for downed power lines, unstable trees, or broken glass. Once the area is secure, do a walk-through of your property and document all visible damage—take photos or videos, both for your records and for your insurance claim.
Step 2: Contact Your Insurance Company
Call your insurance provider as soon as possible. Provide the documentation you’ve gathered and be prepared for an adjuster to visit. Ask about coverage for emergency repairs, temporary housing, or tree removal if necessary.
Step 3: Tarp, Board, and Secure
Temporary fixes can prevent further damage while you wait for repairs. Use tarps to cover roof leaks, board up broken windows, and secure doors or fencing. Many insurance policies will reimburse you for these emergency measures.
Step 4: Clean Up Safely
Remove debris with care. Wear gloves, sturdy shoes, and protective gear. You may need to rent equipment like chainsaws or enlist help for larger jobs like removing fallen trees or clearing flooded areas. Be cautious of mold if your home has experienced water intrusion—act quickly to dry out affected areas.
Step 5: Hire Trusted Professionals
Roofers, contractors, electricians, and tree services may be in high demand after a storm. Choose licensed and insured professionals, and avoid anyone offering "too good to be true" deals. Check references and don’t pay in full upfront.
Tips to Minimize Damage from Future Storms
- Trim Trees and Secure Outdoor Items: Keep limbs trimmed away from roofs and power lines, and store patio furniture, grills, or other loose items when storms are forecasted.
- Upgrade to Impact-Resistant Materials: If you’re replacing your roof, siding, or windows, consider storm-rated or impact-resistant products. While the initial cost may be higher, they can significantly reduce damage during extreme weather—and lower your insurance premiums.
Severe storms are never welcome, but with the right preparation and a clear recovery plan, you can minimize their long-term impact on your property. Start small, take it one step at a time, and don’t hesitate to ask for help when you need it.
Planning to buy or sell real estate in Northern Minnesota? Contact Bold North Realty & Auctions at (218) 766-9607.